The general objective of recommendations issued by the Hungarian Financial Supervisory Authority(hereinafter the Authority, English acronym: HFSA) is the improved predictability in the application of law and the protection of the interests of clients, who take part in the proceedings, in order to foster uniform application of legislation referred to the the competence of the Authority. The recommendations issued by the Authority set out principles over and above the provisions of law considered as a minimum requirement. When evaluating financial organisations and its stating findings or taking measures, the Authority considers not only conducts that deviate from the Recommendation, but also the implementation of, and compliance with, the principles set forth in the Recommendation.